1。 You work for someone else。 Most people; working for a paycheck; are making the owner; or the shareholders richer。 Your efforts and success will help provide for the owner's success and retirement。

2。 You work for the government。 The government takes its share from your paycheck before you even see it。 By working harder; you simply increase the amount of taxes taken by the government … most people work from January to May just for the government。

3。 You work for the bank。 After taxes; your next largest expense is usually your mortgage and credit card debt。

The problem with simply working harder is that each of these three levels takes a greater share of your increased efforts。 You need to learn how to have your increased efforts benefit you and your family directly。

Once you have decided to concentrate on minding your own business; how do you set your goals? For most people; they must keep their profession and rely on their wages to fund their acquisition of assets。

As their assets grow; how do they measure the extent of their success? When does someone realize that they are rich; that they have wealth? As well as having my own definitions for assets and liabilities; I also have my own definition for wealth。 Actually I borrowed it from a man named Buckminster Fuller。 Some call him a quack; and others call him a living genius。 Years ago he got all the architects buzzing because he applied for a patent in 1961 for something called a