o fathers did not say the same things。 The contrast in their points of view; particularly where money was concerned; was so extreme that I grew curious and intrigued。 I began to start thinking for long periods of time about what each was saying。

Much of my private time was spent reflecting; asking myself questions such as; 〃Why does he say that?〃 and then asking the same question of the other dad's statement。 It would have been much easier to simply say; 〃Yeah; he's right。 I agree with that。〃 Or to simply reject the point of view by saying; 〃The old man doesn't know what he's talking about。〃 Instead; having two dads whom I loved forced me to think and ultimately choose a way of thinking for myself。 As a process; choosing for myself turned out to be much more valuable in the long run; rather than simply accepting or rejecting a single point of view。

One of the reasons the rich get richer; the poor get poorer; and the middle class struggles in debt is because the subject of money is taught at home; not in school。 Most of us learn about money from our parents。 So what can a poor parent tell their child about money? They simply say 〃Stay in school and study hard。〃 The child may graduate with excellent grades but with a poor person's financial programming and mind…set。 It was learned while the child was young。

Money is not taught in schools。 Schools focus on scholastic and professional skills; but not on financial skills。 This explains how smart bankers; docto